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Advantage Funding is a Marubeni group company, the multinational Japanese trading conglomerate with offices in 74 countries and 5200 employees worldwide.
Special Notice for Vermont Residents
In order to comply with Vermont law, we will automatically treat accounts
with Vermont mailing addresses as if you have made both of the privacy
choices listed above. In addition, if we disclose information about
you to other financial institutions with which we have joint marketing
agreements, we will only disclose your name, contact information and
information about your transactions.
Special Notice for California Residents
In order to comply with California law, the following applies if your
account has a California mailing address.
• Even if you do not make privacy choice #1 listed above, we
will not share information that we have about you with non-financial
companies out side our family of companies, unless otherwise permitted
by law.
• We will not share information about you within, or with financial
companies outside, our family of companies unless we first provide
you with further privacy choices or unless otherwise permitted by
law.
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Q. What information do you have about me?
A. To provide services and to help meet your needs, we collect information
about you from various sources.
• We get information from your request for our services. For
example, income on a credit application.
• We get information about your transactions with us and with
others. For example, we have your account balance information.
• We get information, such as your credit history, from credit
bureaus.
Q. How do you safeguard information about me?
A. We take a number of steps to protect the privacy of information
about you. Here are some examples:
• We keep information under physical, electronic or procedural
controls that comply with or exceed government standards.
• We authorize our employees, agents, and contractors to get
information about you only when they need it to do their work for
us.
• We require companies working for us to protect information.
They agree to use it only to provide the services we ask them to perform
for us.
Q. Is information about me shared within your family of companies?
A. Yes. We may share information about you within our family as required
or permitted by law.
Q. Is information about me shared with service providers
and financial companies outside your family of companies?
A. Yes, as permitted by law. We may share information about you with
outside companies that work for us. These may include firms that assist
in managing our portfolio or marketing our products.
Q. Is information shared about me in any other ways?
A. Yes. We may also share information about you in other ways, as
required or permitted by law. Here are some examples of ways that
we share information.
• To protect against fraud.
• To respond to a subpoena.
• To service your account.
• To report to a credit bureau.
• With your consent.
Q. What choices do I have about information sharing?
A. We offer you the following two choices about sharing information
that identifies you:
Choice #1. You may tell us not to share information about you with
non-financial companies outside of our family of companies. Even if
you do tell us not to share, we may do so as required or permitted
by law.
Choice #2. You may tell us not to share the following
information about you within our family of companies:
• Information from your applications to be used to determine
your eligibility, such as your income.
• Information from credit reports, such as your credit history.
• Information from sources used to verify information you provide
us, such as outstanding loans or employment history.
Even if you do tell us not to share, we may share other types of information
within our family. For example we may share name and address, information
about transactions or balances with us.
Q. How do I tell you about my privacy choices?
A. You may contact us by:
• Calling us at 516-280-1780
• Write to us at 1111 Marcus Avenue, Lake Success, NY 11042
You do not need to contact us unless you want to make one of the privacy
choices listed above. If you are a current customer, you do not need
to contact us unless you want to change a choice you previously indicated
to us.
Q. How do you tell me about your Policy?
A. We send our Policy to you when you sign your lease/loan documents.
We may change our Policy. We will send you a new policy if we broaden
information sharing practices about you. Our policy is available at
www.advantagefund.com
Q. Who is covered by this Policy?
A. This Policy covers the Advantage Funding family of companies.
• Advantage Funding Management Company
• Advantage Funding NY Corp.
• Advantage Funding Commercial Capital Corp.
• Advantage Funding Consumer Capital Corp. |
